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TL’ye dönüşüm hesaplarında ‘dönüşüm kuru’ değişikliği - HAKANSEYHAN
Türkiye Cumhuriyet Merkez Bankasınca (TCMB), Türk lirası mevduat ve katılma hesaplarına dönüşümün desteklenmesine ilişkin tebliğlerde meydana getirilen değişimler, Resmi Gazete’nin bugünkü sayısında yayımlanarak yürürlüğe girdi.
Türk lirası Mevduat ve Katılma Hesaplarına Dönüşümün Desteklenmesi Hakkında Bildiri’de meydana getirilen değişimler kapsamında, “dönüşüm kuru” ve “vade sonu kuru” kavramları tekrardan tanımlandı.
Buna bakılırsa, tebliğde dönüşüm kurunun karşılığı, “döviz tevdiat hesapları ve döviz cinsinden katılım fonu hesaplarında bulunan dövizin Türk lirasına çevrildiği gün Merkez Bankasınca belirlenecek usul ve esaslara bakılırsa duyuru edilen döviz alış kurunu” şeklinde değiştirildi. Vade sonu kuru da “Türk lirası mevduat yada katılma hesabının vadesinde Merkez Bankasınca belirlenecek usul ve esaslara bakılırsa duyuru edilen döviz alış kurunu” olarak tanımlandı.
Böylece döviz alış kuru ve vade sonu kuru tanımlarındaki “saat 11.00’de Merkez Bankası tarafınca duyuru edilen” ifadeleri çıkarılarak, bunun yerine “Merkez Bankasınca belirlenecek usul ve esaslara bakılırsa duyuru edilen” cümlesi eklendi.
– Katılma hesaplarında getiri farkının hesaplanması Tebliğin döviz tevdiat hesapları ve katılım fonlarının, vadeli Türk lirası mevduat yada katılma hesaplarına dönüşümüne ilişkin bölümünde de düzenlemeye gidildi.
Bu düzenleme ile katılma hesabına sağlanacak getirinin Merkez Bankasının katılım bankaları ile açık piyasa işlemleri kapsamında yapmış olduğu yedi gün vadeli geri satım vaadi ile alım işlemlerinde oluşan maliyetten düşük olması halinde aradaki farkı, katılım bankası karşılayabilecek. Karşılanmayan kısım için Merkez Bankasınca ödeme yapılmayacak.
Daha ilkin söz mevzusu fark, katılım bankalarının Merkez Bankası ile açık piyasa işlemleri kapsamında yaptıkları yedi gün vadeli repo işlemlerinde oluşan maliyete bakılırsa hesaplanıyordu.
Öte taraftan tebliğde, “vade sonunda Türk lirası mevduat yada katılma hesabı sahibine anapara ile faiz yada kar oranı banka tarafınca ödenir” maddesi de “vade sonunda Türk lirası mevduat hesabı sahibine anapara ile faiz, katılma hesabı sahibine ise vade sonundaki katılma hesabı bakiyesi banka tarafınca ödenir” şeklinde değiştirildi.
– Altın hesaplarından TL mevduata geçiş tebliğinde düzenleme TCMB’nin Altın Hesaplarından Türk lirası Mevduat ve Katılma Hesaplarına Dönüşümün Desteklenmesi Hakkında Bildiri’de yapmış olduğu değişimler de Resmi Gazete’nin bugünkü sayısında yayımlanarak yürürlüğe girdi.
Değişim kapsamında tebliğin tanımlar bölümünde “dönüşüm fiyatı” ile “vade sonu fiyatı” kavramlarının tanımından, “saat 11.00’de Merkez Bankası tarafınca duyuru edilen” ifadeleri çıkarıldı.
Böylece yeni tebliğde dönüşüm fiyatı, “altın hesaplarında bulunan altının Türk lirasına çevrildiği gün Merkez Bankasınca belirlenecek usul ve esaslara bakılırsa duyuru edilen gram altının Türk lirası karşılığı alış fiyatını”, vade sonu fiyatı da “Türk lirası mevduat yada katılma hesabının vadesinde Merkez Bankasınca belirlenecek usul ve esaslara bakılırsa duyuru edilen gram altının Türk lirası karşılığı alış fiyatını” şeklinde tanımlandı.
TL’ye dönüşüm hesaplarında ‘dönüşüm kuru’ değişikliği yazısı öncelikle HAKANSEYHAN üstünde ortaya çıktı.
Başa dön tuşu